ZIP Code 10001 — New York, NY

Nearly every errand and daily need in this part of New York, NY can be reached on foot, reflected in an OurZip Step Score of 5.0 out of 5 shoes — the highest rating on the scale. The area's 29,079 residents live within ZIP code 10001, which carries a Strong economic profile alongside some of the most substantial housing costs found anywhere in the city. Warm summers and cool winters define the local climate, and a health score of 56.3 out of 100 places the ZIP in the average range on that measure. What sets 10001 apart most sharply is the combination of its maximum walkability rating and a home value-to-income ratio that places ownership well beyond what median household earnings alone would comfortably support.

At a glance: 23.6% homeownership · Step Score 5.0/5 · warm summers, cool winters climate · hazard risk relatively high (hurricane, earthquake, coastal flooding).

The Census Bureau asks race and Hispanic or Latino origin as two separate questions, and a person of Hispanic or Latino origin may be of any race. The categories above are the constructed mutually exclusive form — each race is “alone, not Hispanic or Latino” — so they sum to 100% and none double-counts another. These are five-year survey estimates, not a census count.

The median age of 35.0 years sits alongside a median household income of $123,393 and a per capita income of $109,623, reflecting a working-age population with substantial earnings. At 71.5%, the share of residents holding a bachelor's degree or higher is a notable feature of the ZIP's educational profile. The homeownership rate stands at 23.6%, meaning roughly three in four households are renters rather than owners. A poverty rate of 15.5% exists alongside those income figures, indicating that economic circumstances vary considerably across the population, and an unemployment rate of 6.1% accompanies a work-from-home share of 23.6% — nearly one in four workers whose primary workplace is their residence.

Incomes, employment and business density score well; affordability is rated separately and is not part of this composite.

ZIP code 10001 carries a housing-cost index of 99.5 out of 100, and housing costs here are rated Very Expensive, while the overall affordability rating stands at 0.0 out of 5. The poverty rate is 15.5% and the unemployment rate is 6.1%. Business activity is dense, at 10,250 businesses per square mile, with Professional Services leading at 1,265 establishments, followed by Wholesale Trade at 753 and Retail Trade at 574 — a mix that points to a market serving both commercial and consumer needs. Taken together, these figures yield an OurZip economics score of 71.5, rated Strong, alongside a market opportunity label of Balanced Local Economy.

The median home value in ZIP 10001 stands at $1,704,344, approximately 6.07 times the median U.S. ZIP code value of $280,574, and rose 0.2% over the past year. A home value-to-income ratio of 13.81 times median household income places purchase costs far beyond what income alone would typically support, a gap that earns the area its affordability label of unaffordable. Median rent runs $5,574 per month, compared with $1,797 per month as the median among the ZIP codes where Zillow publishes a rent index. The homeownership rate of 23.6% reflects these conditions, with the large majority of residents renting rather than owning their homes.

These figures change monthly. Follow 10001 to watch value and rent trends update. Track 10001 →

Enrolment splits 1,344 public and 1,761 private. These are schools located inside the ZIP code — attendance boundaries do not follow ZIP boundaries. The public and private counts come from two federal surveys published on different cycles — NCES Common Core of Data 2024 and NCES Private School Universe Survey 2022 — so they are not a single dated snapshot.

Six schools are located within ZIP code 10001: two public and four private. The four private schools are all nonsectarian, and by level the schools include one elementary and one high school. Combined enrollment across all six reaches 3,105 students, with private schools accounting for 1,761 of that total and the two public schools enrolling the remaining 1,344. Among residents aged 25 and older — a measure of the adult population rather than a reflection of the schools here — 92.9% hold a high school diploma or higher, and 71.5% hold a bachelor's degree or higher.

New York City Police Department covers a wider area than this ZIP code, of which 10001 is about 0%. The counts below are for the agency's whole jurisdiction, not for 10001 alone.

Public safety figures for ZIP 10001 come from the New York City Police Department's 2025 submission to the FBI's Uniform Crime Reporting programme, and because ZIP 10001 accounts for roughly 0% of the population the department serves, these counts describe the agency's entire jurisdiction — New York City as a whole — not this ZIP code specifically. Across that jurisdiction, the department recorded 56,041 violent offences at a rate of 659.6 per 100,000 people, compared with the national rate of 329.1 and the New York State rate of 368.1 per 100,000. Property offences totalled 195,289, a rate of 2,298.4 per 100,000, against a national rate of 1,551.6 and a state rate of 1,566.9. Within those totals, larceny was the single largest category at 166,221 incidents, followed by motor vehicle theft at 15,611 and robbery at 14,904. The department also recorded 281 homicides citywide during the reporting year.

Ozipedia does not publish modelled crime estimates. The figures above are counts reported by the agency itself; we will not use algorithms or inference to attribute them to a ZIP code, because fair and accurate reporting matters more to us than a number that merely looks precise. Any law-enforcement agency able to supply ZIP-level figures is warmly invited to get in touch — it would directly serve our aim of being the most comprehensive ZIP code resource anywhere. Corrections and data offers are welcome at /corrections.

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Air quality is the one county figure in this chart — the EPA publishes its annual AQI summary by county, so that row describes New York County, which contains 10001. Every other row is measured for this ZIP code.

Chronic-disease measures here run better than the median U.S. ZIP code; the composite is held down by environmental and preventive-care inputs.

ZIP 10001 carries an OurZip Health Score of 56.3 out of 100, rated Average, reflecting a mixed picture across chronic disease, mental health, and preventive care indicators drawn from CDC PLACES and EPA measurements. Air quality, measured by EPA, shows a median AQI of 43.0, with 65.8% of days classified as good. Chronic disease rates stand out: heart disease affects 3.3% of adults here, compared with 7.4% at the median U.S. ZIP code, and diabetes prevalence is 6.2%, against 12.7% at the median U.S. ZIP code — both figures indicating meaningfully lower burden than the middle of the ZIP-code distribution. On the mental and behavioral side, the loneliness rate of 39.4% sits above the median U.S. ZIP code figure of 32.3%, and the binge drinking rate of 23.7% exceeds the median U.S. ZIP code rate of 15.7%, each representing elevated concern within an otherwise relatively favorable chronic disease profile.

FEMA publishes the National Risk Index by county. The hazard figures below are for New York County, which contains 10001 and is considerably larger than it. The percentiles rank that county against every county in the United States.

All 18 hazards FEMA lists · 15 rated — 1 high, 2 moderate, 4 low, 8 very low · 3 not rated. Event counts follow each hazard's own FEMA definition and are not comparable between rows — lightning is counted in recorded strikes, tornado in recorded tornadoes. The percentile is the comparable figure. FEMA does not rate 3 of them in this county; they are listed rather than omitted, because a hazard absent from the list is indistinguishable from one nobody asked about.

ZIP code 10001 falls within a warm summers, cool winters climate, with average highs reaching 82.6°F in summer and dropping to 42.0°F in winter, while lows range from 67.8°F in summer to 30.4°F in winter, for an annual average temperature of 55.8°F. The area receives 49.5 inches of precipitation across roughly 79 rainy days per year, along with an average of 29.8 inches of snowfall annually. Turning to natural hazards, FEMA's National Risk Index rates New York County, which contains 10001, as Relatively High overall, with a score of 98.8 out of 100 — meaning most counties in the country carry less combined risk. Hurricane exposure is the leading concern, ranked at the 73rd percentile nationally among U.S. counties, with 30 recorded events and an average of 0.16 hurricane events per year. Earthquake risk falls at the 59th percentile nationally among U.S. counties, rated Moderate, while coastal flooding sits at the 48th percentile and averages 3.76 events per year.

ZIP 10001 earns a Step Score of 5.0 out of 5, meaning that virtually all routine errands can be completed on foot. OpenStreetMap maps 284 restaurants and cafes, 114 retail locations, 26 grocery stores, and 23 banks, ATMs, or post offices within the ZIP's boundary, supporting the perfect sub-scores of 100.0 across points of interest, transit access, and street connectivity alike. OpenStreetMap also records 104 transit stops and 11 rail stations within the boundary, contributing to the transit sub-score. The mean commute time for residents who travel to work is 26.5 minutes, and 23.6% of workers in the ZIP work from home at least part of the time.

OpenStreetMap records 15 parks and nature reserves within ZIP 10001, among them Bella Abzug Park, Chelsea Park, Chelsea Waterside Park, Greeley Square Park, Herald Square, and Hudson River Park. Five mapped playgrounds are also recorded within the boundary. For everyday needs, mapped amenities include 25 grocery stores, 134 restaurants, 69 cafes, and 6 pharmacies, along with 5 hospitals and clinics, 3 post offices, and 11 places of worship. Transit infrastructure is extensively mapped, with 104 recorded stops and 11 rail stations — including 34th Street–Penn Station, New York Penn Station, 34th Street–Herald Square, and 34th Street–Hudson Yards, among others.

Counts are features mapped in OpenStreetMap inside the ZIP boundary. OpenStreetMap is maintained by volunteers and its coverage is uneven, so a low count can mean little has been mapped here rather than little exists. Something missing or wrong? Tell us.

Residents of ZIP code 10001 are represented in the U.S. Senate by Kirsten E. Gillibrand and Charles E. Schumer, and in the U.S. House of Representatives by Jerrold Nadler of District 12. At the state level, the ZIP falls within the districts of State Senators Liz Krueger and Erik Bottcher, and State Assembly Member Tony Simone.

Residents of ZIP 10001 face a combined state and local sales tax rate of 8.54%, made up of New York's 4% state sales tax and an average local rate of 4.54%, according to the Tax Foundation. New York State's top marginal income tax rate stands at 10.9%. Property in New York carries an effective rate of 0.9%, with the median annual property tax bill reaching $10,001.

The EPA publishes its annual air-quality summary by county, so these figures describe New York County, which contains 10001. There is no ZIP-level air-quality measurement to report.

Air quality figures for New York County, which contains ZIP 10001, show a median AQI of 43.0 for the year, placing that median in the EPA's "Good" category. Days classified as Good accounted for 65.8% of the year.

Is 10001 a safe neighborhood?

Crime figures for ZIP 10001 are reported through the New York City Police Department, which recorded 56,041 violent offences and 195,289 property offences in 2025 across its entire service area of 8,496,850 people. Because ZIP 10001 accounts for approximately 0% of that population, those totals reflect the agency's full jurisdiction rather than this ZIP alone. The national violent crime rate for context is 329.1 per 100,000 people.

What is the average home price in 10001?

The median home value in ZIP 10001 is $1,704,344. The median rent is $5,574 per month, against a median household income of $123,393 — placing housing costs well above what a typical household earns in a year.

What is the cost of living in 10001?

Housing is the dominant cost factor in ZIP 10001, where the median home value stands at $1,704,344 and median monthly rent is $5,574. New York State income tax starts at 4% on the first $8,500 of taxable income for single filers and rises through nine brackets to a top marginal rate of 10.9% on income above $25,000,000. The median household income in the ZIP is $123,393, which for a single filer falls in the 6% bracket (income between $80,650 and $215,400).

What are the natural hazards in 10001?

The most significant hazard in ZIP 10001 is hurricane risk, rated High, placing the ZIP at the 72.9th percentile among all U.S. ZIP codes; 30 hurricane events have been recorded with an average of 0.16 events per year. Coastal flooding carries a Moderate risk rating at the 48.0th percentile among ZIP codes, averaging 3.76 events per year. Earthquake risk is also rated Moderate, at the 59.0th percentile among ZIP codes.

How walkable is 10001?

ZIP 10001 has a walkability score of 5.0 out of 5, meaning most errands can be completed on foot without needing a vehicle. This is the highest possible score on the five-point scale used to measure pedestrian accessibility.

1. U.S. Census Bureau, American Community Survey 2023 5-year
2. Zillow Research — ZHVI and ZORI
3. FBI Crime Data Explorer (Uniform Crime Reporting / NIBRS), 2025
4. CDC PLACES
5. U.S. EPA Air Quality System
6. NOAA 1991–2020 Climate Normals
7. FEMA National Risk Index
8. © OpenStreetMap contributors (ODbL) — Step Score inputs and mapped amenities
9. NCES Common Core of Data 2024 — public schools
10. NCES Private School Universe Survey 2022 — private schools
11. Tax Foundation
12. Congress.gov and OpenStates

Data compiled April 2026. Page last updated August 2026. Every figure on this page traces to a value in the 10001 data payload; where a value was absent, the section it belongs to is not published. Scores prefixed “OurZip” are our own — see how each is calculated.