ZIP Code 02554 — Nantucket, MA

Rated Strong for health, ZIP code 02554 covers Nantucket, Massachusetts, an island community whose economic profile the Strong economics label reflects across its resident population of 14,033. The area carries a mild year-round climate, which shapes daily conditions for residents through all seasons. Most errands require a vehicle, as the OurZip Step Score stands at 0.0 out of 5 shoes. What the data makes most distinctive about this ZIP is the pronounced distance between its housing costs and household incomes — a gap that sets it apart from many places where those two figures sit closer together.

At a glance: 76.1% homeownership · Step Score 0.0/5 · mild year-round climate · hazard risk high (coastal flooding, hurricane, lightning).

The Census Bureau asks race and Hispanic or Latino origin as two separate questions, and a person of Hispanic or Latino origin may be of any race. The categories above are the constructed mutually exclusive form — each race is “alone, not Hispanic or Latino” — so they sum to 100% and none double-counts another. These are five-year survey estimates, not a census count.

ZIP 02554 has a median age of 40.7 years and a median household income of $125,524, with a per capita income of $73,285. Homeownership stands at 76.1% of households, and 58.6% of residents hold a bachelor's degree or higher. The poverty rate is 2.3%, and 12.0% of workers report working from home. Foreign-born residents make up 15.3% of the population, while 84.1% of households speak only English at home, and internet access reaches 98.3% of residents.

Incomes, employment and business density score well; affordability is rated separately and is not part of this composite.

ZIP 02554 carries a housing-cost index of 35.0 out of 100 and a label of More Affordable, alongside an affordability rating of 0.0 out of 5, indicating the area is considered Unaffordable. The poverty rate stands at 2.3% and the unemployment rate at 5.2%. Business density reaches 29.18 businesses per square mile, with Construction the leading sector at 367 establishments, followed by Retail Trade at 149 and Administrative Services at 144 — a profile that points to a Strong Service Market designation. The OurZip economics score of 77.6 places the overall economic picture in the Strong range.

The median home value in ZIP 02554 stands at $3,043,762, roughly 10.84 times the median U.S. ZIP code value of $280,574, and rose 5.5% over the past year. At a home value-to-income ratio of 24.25x, the gap between what homes cost and what households earn places the area in the unaffordable range by a substantial margin — a buyer matching the median income would need to direct more than two decades of gross earnings to cover the median purchase price. Homeownership nonetheless stands at 76.1%, meaning more than three in four housing units are owner-occupied.

These figures change monthly. Follow 02554 to watch value and rent trends update. Track 02554 →

Enrolment splits 3,436 public and 201 private. These are schools located inside the ZIP code — attendance boundaries do not follow ZIP boundaries. The public and private counts come from two federal surveys published on different cycles — NCES Common Core of Data 2024 and NCES Private School Universe Survey 2022 — so they are not a single dated snapshot.

Six schools are located within ZIP 02554, divided between four public and two private institutions. The private schools are both nonsectarian. Across levels, the ZIP contains two elementary schools, one middle school, and one high school. Combined enrollment across all six schools stands at 3,637 students, with 3,436 enrolled in public schools and 201 in private. Among residents aged 25 and older — a measure of the adult population rather than a reflection of the schools themselves — 95.9% hold a high school diploma or higher, and 58.6% hold a bachelor's degree or higher.

Nantucket Police Department covers essentially this ZIP code.

The Nantucket Police Department reported 27 violent offences and 165 property offences to the FBI's Uniform Crime Reporting programme in 2025, figures that reflect policing of the same community that makes up this ZIP code. The violent crime rate of 183.2 per 100,000 people sits below both the national rate of 329.1 and the Massachusetts rate of 296.2 per 100,000. The property crime rate of 1,119.3 per 100,000 falls below the national rate of 1,551.6 but above the Massachusetts rate of 1,023.8 per 100,000. Larceny accounted for the large majority of reported offences, with 140 incidents, while assault made up most of the violent total at 20 incidents. No homicides or robberies were recorded in the reporting year.

Ozipedia does not publish modelled crime estimates. The figures above are counts reported by the agency itself; we will not use algorithms or inference to attribute them to a ZIP code, because fair and accurate reporting matters more to us than a number that merely looks precise. Any law-enforcement agency able to supply ZIP-level figures is warmly invited to get in touch — it would directly serve our aim of being the most comprehensive ZIP code resource anywhere. Corrections and data offers are welcome at /corrections.

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Air quality is the one county figure in this chart — the EPA publishes its annual AQI summary by county, so that row describes Nantucket County, which contains 02554. Every other row is measured for this ZIP code.

ZIP 02554 carries an OurZip Health Score of 75.8 out of 100, rated Strong, driven largely by chronic disease rates that fall well below those of the median U.S. ZIP code across CDC PLACES estimates. Heart disease affects 4.7% of adults here, compared with 7.4% at the median U.S. ZIP code, while the COPD rate of 4.4% sits against a median U.S. ZIP code figure of 8.0% and the diabetes rate of 8.0% compares with 12.7% at the median U.S. ZIP code. Preventive care engagement is also notably high: 75.1% of residents reported a dental visit in the past year against a median U.S. ZIP code rate of 62.0%, and 83.3% reported mammography use against a median U.S. ZIP code figure of 75.2%, according to CDC PLACES. One area that warrants attention is binge drinking, reported at 19.3% of adults — above the median U.S. ZIP code rate of 15.7% — making it the most notable negative signal in an otherwise strong health profile.

FEMA publishes the National Risk Index by county. The hazard figures below are for Nantucket County, which contains 02554 and is considerably larger than it. The percentiles rank that county against every county in the United States.

All 18 hazards FEMA lists · 15 rated — 2 very high, 1 high, 2 moderate, 4 low, 6 very low · 3 not rated. Event counts follow each hazard's own FEMA definition and are not comparable between rows — lightning is counted in recorded strikes, tornado in recorded tornadoes. The percentile is the comparable figure. FEMA does not rate 3 of them in this county; they are listed rather than omitted, because a hazard absent from the list is indistinguishable from one nobody asked about.

Nantucket's climate is labeled Mild Year-Round, with an average annual temperature of 50.7°F. Summer days typically reach a high of 73.3°F and cool to a low of 60.2°F, while winter highs average 41.6°F and lows dip to 28.6°F. The area receives about 40.9 inches of precipitation annually, spread across roughly 71 rainy days per year, based on readings from the NANTUCKET MEM AP station, 3.2 miles away.

Natural hazard risk for Nantucket County, which contains 02554, is rated High overall by FEMA's National Risk Index, with a score of 69.7. The two most serious hazard categories are coastal flooding and hurricanes, both rated Very High: the county ranks at the 99th percentile nationally for coastal flooding risk and at the 98th percentile for hurricane risk among all U.S. counties, meaning nearly every other county in the country carries lower exposure to each of these hazards. Lightning risk is rated High, placing Nantucket County at the 64th percentile nationally, with an average of about 14.4 recorded lightning events per year. Winter weather falls in the Moderate band, at the 45th percentile nationally, with an average of about 5.8 events per year recorded for the county.

ZIP 02554 receives a Step Score of 0.0 out of 5, meaning most errands require a vehicle rather than being reachable on foot. The walkability composite of 3.9 out of 100 reflects sub-scores of 3.3 for points of interest — led by 11 mapped restaurant and café locations, 7 retail locations, and 4 bank, ATM, or post office locations — 3.9 for transit access, and 5.0 for street connectivity. OpenStreetMap records 125 transit stops and 0 rail stations within the ZIP boundary. Twelve percent of workers in this ZIP work from home.

OpenStreetMap records 169 parks and nature reserves within ZIP 02554, among them Alter Rock Conservation Area, Beechwood Farm Conservation Area, Camp Richard, Canopache Open Land, Capaum Pond, and the Carlisle Property, along with 5 playgrounds. On the civic side, mapped amenities include five libraries — among them the Maria Mitchell Science Library, the Nantucket Atheneum, and the Nantucket Historical Association Research Library — as well as a hospital or clinic, a post office, and 11 places of worship. OpenStreetMap also records 13 restaurants, 2 grocery stores, and 1 cafe within the ZIP boundary, alongside 1 hospital or clinic and 125 transit stops. The 125 mapped transit stops suggest a notable public transportation presence within the boundary.

Counts are features mapped in OpenStreetMap inside the ZIP boundary. OpenStreetMap is maintained by volunteers and its coverage is uneven, so a low count can mean little has been mapped here rather than little exists. Something missing or wrong? Tell us.

Residents of ZIP code 02554 are represented in the U.S. Senate by Edward J. Markey and Elizabeth Warren. In the U.S. House of Representatives, the district falls within Massachusetts's 9th Congressional District, represented by William R. Keating.

Is 02554 a safe neighborhood?

The Nantucket Police Department recorded 27 violent offences and 165 property offences in 2025; because that agency serves approximately 14,742 people and this ZIP represents about 95% of that population, these figures effectively reflect conditions across ZIP 02554. For context, the national violent crime rate stands at 329.1 per 100,000 people, though direct comparisons require care since local reporting methods vary.

What is the average home price in 02554?

The median home value in ZIP 02554 is $3,043,762. Against a median household income of $125,524, that represents a home value-to-income ratio of 24.25, meaning the typical home costs more than 24 times the typical annual household income in this ZIP.

What is the cost of living in 02554?

The median household income in ZIP 02554 is $125,524, while the median home value stands at $3,043,762 — a gap that makes homeownership a significant financial undertaking for most residents. The area carries a health score of 75.8 out of 100, rated Strong, which reflects the quality and accessibility of health-related conditions here.

What are the natural hazards in 02554?

ZIP 02554 faces serious natural hazard exposure: coastal flooding risk is rated Very High, placing it at the 99th percentile among all U.S. ZIP codes, with an estimated 3.69 flood events per year; hurricane risk is also rated Very High, at the 98.4th percentile, with 46 recorded events and an average of 0.2 hurricane events per year. Lightning risk is rated High, at the 63.8th percentile, with 9,228 recorded events and an average of 14.4 events per year. Residents should factor these hazards into insurance, emergency planning, and property decisions.

How walkable is 02554?

ZIP 02554 has a walkability score of 0.0 out of 5, meaning most errands and daily trips require a vehicle rather than being accomplishable on foot. Anyone considering living in this ZIP without reliable personal transportation should plan accordingly.

1. U.S. Census Bureau, American Community Survey 2023 5-year
2. Zillow Research — ZHVI and ZORI
3. FBI Crime Data Explorer (Uniform Crime Reporting / NIBRS), 2025
4. CDC PLACES
5. U.S. EPA Air Quality System
6. NOAA 1991–2020 Climate Normals
7. FEMA National Risk Index
8. © OpenStreetMap contributors (ODbL) — Step Score inputs and mapped amenities
9. NCES Common Core of Data 2024 — public schools
10. NCES Private School Universe Survey 2022 — private schools
11. Congress.gov and OpenStates

Data compiled April 2026. Page last updated August 2026. Every figure on this page traces to a value in the 02554 data payload; where a value was absent, the section it belongs to is not published. Scores prefixed “OurZip” are our own — see how each is calculated.